Andy Pratt, Insurance Agent
Andy Pratt
Principal Agent/Owner

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance for Girard and All of Pennsylvania

The Pratt Insurance Agency is a second generation agency that was founded in 1972 by Lou Pratt. Lou was hired by the co-founder of Erie Insurance, H.O. Hirt, with a stern reminder to always take care of the customer. Lou took this philosophy to heart and applied it to the agency “to provide our policyholders with as near perfect protection, as near perfect service as is humanly possible, and to do so at the lowest possible cost.” Our agency has continued to grow along with Erie Insurance for over 40 years.

We support and are involved with many local projects and community events in Girard, Pennsylvania. Investing in the community where we work and live is important in many ways, but most importantly, it is a way for us to give something tangible back to our policy holders. Whether it’s providing tee shirts for little league teams or painting the town purple for Relay for Life, our agency is always ready to lend a hand.

Let Pratt Insurance Agency help you with your needs.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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Recent News & Updates

Homeowners Insurance: When Do You File a Claim?

Homeowners insurance is designed to cover damage to your property caused by certain covered events. It stands to reason, as you are paying your premiums, you should take advantage of available coverage. The reality is, it is not always advisable to file a homeowners insurance claim as it can lead to higher premiums or even cancellation in some cases. Underwriters tend to frown on policyholders... Read Article

Life Insurance for Single Parents

As a single parent, you want to be there for all of life’s little moments – when your kids start riding a bike, go on their first date or head off to college. Your children count on you for all those things and so much more. That’s why a term life insurance policy is something to consider as a single parent. Life insurance can give... Read Article

How Named Storms Affect Your Insurance Coverage

Ready or not… when a hurricane is on the way, you have to act fast. While you’re making an evacuation plan or stocking up on bottled water, the last thing you want to be thinking is, “Will my insurance cover what happens after this?” Yes, hurricanes can be devastating – personally and financially. But anxiety can keep you from being present to what matters most.... Read Article

31 Must-Have Items for Your Home Emergency Kit

It can be hard to imagine several days (or weeks) without power, internet or running water. But in the event of an emergency, anything can happen. That’s why your family should have an emergency plan and supplies ready for any type of disaster. Depending on where you live, a disaster could mean heavy snow, flooding, a tornado or a hurricane. So make your plan personal... Read Article