Andy Pratt, Insurance Agent
Andy Pratt
Principal Agent/Owner

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance for Girard and All of Pennsylvania

The Pratt Insurance Agency is a second generation agency that was founded in 1972 by Lou Pratt. Lou was hired by the co-founder of Erie Insurance, H.O. Hirt, with a stern reminder to always take care of the customer. Lou took this philosophy to heart and applied it to the agency “to provide our policyholders with as near perfect protection, as near perfect service as is humanly possible, and to do so at the lowest possible cost.” Our agency has continued to grow along with Erie Insurance for over 40 years.

We support and are involved with many local projects and community events in Girard, Pennsylvania. Investing in the community where we work and live is important in many ways, but most importantly, it is a way for us to give something tangible back to our policy holders. Whether it’s providing tee shirts for little league teams or painting the town purple for Relay for Life, our agency is always ready to lend a hand.

Let Pratt Insurance Agency help you with your needs.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
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Recent News & Updates

Common Commercial Property Insurance Exclusions

Commercial property insurance is designed to protect the physical assets of your business from specific perils, including fire, explosions, storms, burst pipes, vandalism, and theft. It protects your building and its contents, along with fences, signs, and other exterior fixtures. It is a core coverage of your business insurance policy. If you have purchased commercial property insurance coverage for your business, you can expect to...

Understanding The Liability Portion Of Homeowners Insurance

Generally, homeowners insurance is designed to help repair or replace your home and belongings if they are damaged by certain covered perils, such as fire or theft. Most homeowners policies also provide liability coverage in case a visitor is injured on your premises, or you accidentally damage another person’s property. You may also add a personal umbrella policy – a type of insurance that provides...

Weird Life Insurance Questions You Were Too Afraid To Ask

Life insurance, by its very nature, is deeply personal. It transforms the vulnerable into the secure. It can also leave you wondering – how does that all work, anyway? Keep reading for answers to a few curious questions you’ve probably wondered about life insurance… but were too afraid to ask. Q: I have a dangerous hobby. Can I still get life insurance? A: In many...

How To Find A Lost Life Insurance Policy

It’s estimated that $1 billion in benefits from forgotten and lost life insurance policies are sitting unclaimed in America, says Consumer Reports. Could you be among the estimated 1 in 600 people who may be the beneficiary of an unclaimed life insurance policy? If so, there are ways to find out. Here are some tips to help. 5 Ways to Locate a Lost Life Insurance...