Andy Pratt, Insurance Agent
Andy Pratt
Principal Agent/Owner

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance for Girard and All of Pennsylvania

The Pratt Insurance Agency is a second generation agency that was founded in 1972 by Lou Pratt. Lou was hired by the co-founder of Erie Insurance, H.O. Hirt, with a stern reminder to always take care of the customer. Lou took this philosophy to heart and applied it to the agency “to provide our policyholders with as near perfect protection, as near perfect service as is humanly possible, and to do so at the lowest possible cost.” Our agency has continued to grow along with Erie Insurance for over 40 years.

We support and are involved with many local projects and community events in Girard, Pennsylvania. Investing in the community where we work and live is important in many ways, but most importantly, it is a way for us to give something tangible back to our policy holders. Whether it’s providing tee shirts for little league teams or painting the town purple for Relay for Life, our agency is always ready to lend a hand.

Let Pratt Insurance Agency help you with your needs.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
  • MM
    Prompt and courteous service by the CSR that took our change.
  • Diane Meeker Sidun
    Very convenient, easy to reach.
  • MK
    The agents are extremely knowledgeable and understand how to mitigate risk.
  • Richard Gould
    Great price and friendly agents.
  • EK
    Always willing to help when I call, timely feedback on my questions.
  • KY
    Customer service is excellent...
  • Bonnaline W.
    She is A #1 in my book!
  • Dona Warner
    5 stars!
  • Barbara Jones
    Best agency in the country!!!
  • Donna Artello Gruzosky
    Best Agency around!!!
 See All Reviews

Pennsylvania Insurance Quotes

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Recent News & Updates

What is an Insurance Adjuster?

Most of us know what an insurance company is. But just what is an insurance adjuster? Sometimes it’s not clear who adjusters are and how they’re trained for the job. (After all, how many colleges offer “insurance adjusting” as a major?) To get some answers, we went behind the scenes with Chad Smith, a property claims specialist at Erie Insurance who handles large losses. Read on to... Read Article

Motorcycle Awareness: 4 Tips for Sharing the Road

Every year, millions of motorcyclists head out on the highways to enjoy the open road.   But while the thrill of cruising on two wheels has definite appeal, it also has a potential downside: safety.  The truth is, motorcycle riders face much bigger safety risks than drivers of cars and trucks. In fact, estimates from the federal government show the number of deaths per mile traveled... Read Article

What To Do When Your Car Overheats

As outside temperatures climb during the warm summer months, temperatures inside your vehicle’s engine bay can near 200 degrees. In that type of heat, it’s important to keep your engine cool. Your car’s cooling system is usually up to the task. But if the needle of your temperature gauge rises or you spot steam coming from under your hood, your car could be overheating. When... Read Article

Pool Safety Tips

Having a swimming pool is a dream come true for many, but it also comes with responsibilities. According to the Centers for Disease Control and Prevention, very young children ages 1-4 are at the greatest risk of drowning. In most cases, the little ones were at home and had slipped outside and into the pool without anyone noticing. Even older children and adults can be at... Read Article