Andy Pratt, Insurance Agent
Andy Pratt
Principal Agent/Owner

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance for Girard and All of Pennsylvania

The Pratt Insurance Agency is a second generation agency that was founded in 1972 by Lou Pratt. Lou was hired by the co-founder of Erie Insurance, H.O. Hirt, with a stern reminder to always take care of the customer. Lou took this philosophy to heart and applied it to the agency “to provide our policyholders with as near perfect protection, as near perfect service as is humanly possible, and to do so at the lowest possible cost.” Our agency has continued to grow along with Erie Insurance for over 40 years.

We support and are involved with many local projects and community events in Girard, Pennsylvania. Investing in the community where we work and live is important in many ways, but most importantly, it is a way for us to give something tangible back to our policy holders. Whether it’s providing tee shirts for little league teams or painting the town purple for Relay for Life, our agency is always ready to lend a hand.

Let Pratt Insurance Agency help you with your needs.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
  • MM
    Prompt and courteous service by the CSR that took our change.
  • Diane Meeker Sidun
    Very convenient, easy to reach.
  • MK
    The agents are extremely knowledgeable and understand how to mitigate risk.
  • Richard Gould
    Great price and friendly agents.
  • EK
    Always willing to help when I call, timely feedback on my questions.
  • KY
    Customer service is excellent...
  • Bonnaline W.
    She is A #1 in my book!
  • Dona Warner
    5 stars!
  • Barbara Jones
    Best agency in the country!!!
  • Donna Artello Gruzosky
    Best Agency around!!!
 See All Reviews

Pennsylvania Insurance Quotes

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Recent News & Updates

Pool Safety Tips

Having a swimming pool is a dream come true for many, but it also comes with responsibilities. According to the Centers for Disease Control and Prevention, very young children ages 1-4 are at the greatest risk of drowning. In most cases, the little ones were at home and had slipped outside and into the pool without anyone noticing. Even older children and adults can be at... Read Article

What You Need to Know About Lightning Safety

This week marks Lightning Safety Awareness Week. Though disasters like hurricanes tend to get more attention during the summer months, it’s important to know how to stay safe from lightning. That’s because lightning presents serious dangers to both people and property. Lightning safety and people Lightning can occur during any time of the year, but lightning casualties are highest during summer. July is generally the... Read Article

Prepare Your Office for the Summer Heat

Working in a hot office all day can affect employee morale and productivity. It makes sense for business owners to prepare in advance for scorching summer days. The following tips can help you beat the heat and create a more comfortable office environment. Make Sure Your HVAC System is in Top Running Order When temperatures are climbing, an efficiently running HVAC system can make all... Read Article

Share Your Driving Data to Help Lower Business Auto Insurance Costs

EnRoute, a new program from Erie Insurance, makes it easy for business customers to share their driving data and thereby potentially lower business auto premiums and reduce driving risk. EnRoute uses driving and vehicle data from vehicle-installed telematics devices and smartphone apps to help business owners recognize how choices, such as routes, driver actions and the types of vehicles driven, affect driving performance and safety.... Read Article