Andy Pratt, Insurance Agent
Andy Pratt
Principal Agent/Owner

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance for Girard and All of Pennsylvania

The Pratt Insurance Agency is a second generation agency that was founded in 1972 by Lou Pratt. Lou was hired by the co-founder of Erie Insurance, H.O. Hirt, with a stern reminder to always take care of the customer. Lou took this philosophy to heart and applied it to the agency “to provide our policyholders with as near perfect protection, as near perfect service as is humanly possible, and to do so at the lowest possible cost.” Our agency has continued to grow along with Erie Insurance for over 40 years.

We support and are involved with many local projects and community events in Girard, Pennsylvania. Investing in the community where we work and live is important in many ways, but most importantly, it is a way for us to give something tangible back to our policy holders. Whether it’s providing tee shirts for little league teams or painting the town purple for Relay for Life, our agency is always ready to lend a hand.

Let Pratt Insurance Agency help you with your needs.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
MM
Prompt and courteous service by the CSR that took our change.
Diane Meeker Sidun
Very convenient, easy to reach.
MK
The agents are extremely knowledgeable and understand how to mitigate risk.
Richard Gould
Great price and friendly agents.
EK
Always willing to help when I call, timely feedback on my questions.
KY
Customer service is excellent...
Bonnaline W.
She is A #1 in my book!
Dona Warner
5 stars!
Barbara Jones
Best agency in the country!!!
Donna Artello Gruzosky
Best Agency around!!!
 See All Reviews

Pennsylvania Insurance Quotes

  • This field is for validation purposes and should be left unchanged.
American Bankers (Assurant Specialty Pro
Chubb Group
Erie Insurance
Foremost Insurance
Hagerty Insurance
Progressive Insurance
Travelers Insurance

Recent News & Updates

Can You Guess The Real Cost of a Fender Bender?

Crunch. Uh-oh… it’s the unmistakable sound of a fender-bender. When a car rear-ends you in a parking lot, there’s a lot that races through your mind… including, “How much is this going to cost?” Unfortunately, with today’s high-tech cars, a minor impact doesn’t always mean minor damage. That bumper may look like just another piece of plastic… but the real price of repairing or replacing... Read Article

4 Brilliant Ways to Keep Kids Occupied on Road Trips

“How much longer?” “Are we there yet?” “I’m bored!" Do these phrases sound familiar? If you’ve gone on a long road trip with your children, you may have heard them before. Those rides to your family’s favorite far-away spot can mean spending several hours – or even days – in the car. They’ll also leave you wondering how to keep your kids occupied and test... Read Article

Could Your Bike Helmet Pass This Test?

The Insurance Institute for Highway Safety estimates that bicycle helmets can reduce the odds of a head injury by 50 percent. But if you’ve shopped for one lately, it can make your head spin. With hundreds of helmets ranging in style, capability and price… how do you choose? A first-of-its-kind research study conducted by the IIHS and Virginia Tech hopes to change that and make... Read Article

To Swerve or Not to Swerve?

When encountering an obstacle in the road, drivers only have a split second to react. In these scenarios, our instincts take over. And whether it’s an animal or a piece of debris, you’ll likely find yourself swerving to avoid it. But is swerving to avoid obstacles really the safest option? The answer may surprise you. On the surface, swerving to avoid harm to your vehicle... Read Article