Andy Pratt, Insurance Agent
Andy Pratt
Principal Agent/Owner

Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance, Business / Commercial Insurance, and Life Insurance for Girard and All of Pennsylvania

The Pratt Insurance Agency is a second generation agency that was founded in 1972 by Lou Pratt. Lou was hired by the co-founder of Erie Insurance, H.O. Hirt, with a stern reminder to always take care of the customer. Lou took this philosophy to heart and applied it to the agency “to provide our policyholders with as near perfect protection, as near perfect service as is humanly possible, and to do so at the lowest possible cost.” Our agency has continued to grow along with Erie Insurance for over 40 years.

We support and are involved with many local projects and community events in Girard, Pennsylvania. Investing in the community where we work and live is important in many ways, but most importantly, it is a way for us to give something tangible back to our policy holders. Whether it’s providing tee shirts for little league teams or painting the town purple for Relay for Life, our agency is always ready to lend a hand.

Let Pratt Insurance Agency help you with your needs.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
 See All Reviews

Pennsylvania Insurance Quotes

  • This field is for validation purposes and should be left unchanged.
American Bankers (Assurant Specialty Pro
Chubb Group
Erie Insurance
Foremost Insurance
Hagerty Insurance
Progressive Insurance
Travelers Insurance

Recent News & Updates

Winterizing Your Home Checklist

There’s no denying it: Winter is on its way.  Winterizing your home can help lower your energy bills, prevent bigger more costly repairs later on, and reduce the risk of accidents like a home heating fire. (Side note: That’s why having the right homeowners insurance can give you peace of mind, too.)  Ready? Let’s walk through the big list of projects to tackle this fall.... Read Article

5 Common Problems Caused by Clogged Gutters

Raising a ladder to dig mud and leaves from your gutters never sounds like a fun job. But if you’re a homeowner, it’s worth the hassle. That’s because cleaning your gutters can help prevent anything from bees’ nests to a bad foundation. Your gutters and downspouts are designed to divert the flow of water away from your home. It’s an important job, because even a... Read Article

What to Know About Classic Car Insurance

Whether it’s a groovy bus from the 1960s or a muscle car from your glory days… you love when your antique or classic car turns heads. If you’re a car enthusiast, you know the feeling – and you often go to great lengths to restore and protect your classic car. That’s why it’s important to have the right classic car insurance that goes the distance,... Read Article

What is a Medicare Supplement Plan?

If you’re approaching your 65th birthday and starting to research options for Medicare, navigating through all of your new health care choices can be overwhelming. In addition to enrolling in a Medicare plan to meet your anticipated needs, you’ll also have to decide if a Medicare Supplement plan is right for you.  At Erie Insurance, we’re here to help. Here are some things you should... Read Article